Home    Loan Center    Products    About Us    FAQ    Resources  

Citizens Bank offers a variety of fixed-rate loan programs to meet your needs, whether you're purchasing a new home or re-financing your existing one. 

We also offer Adjustable Rate Mortgages (ARMs) to address a variety of specific situations. We can help you decide whether one of these loans might be right for you.

 
30-year Conventional Fixed-Rate
20-Year Conventional Fixed-Rate
15-year Conventional Fixed Rate
10-year Conventional Fixed-Rate

30-year Conventional Fixed-Rate
Term: 30 years   Maximum Amount: $417,000

20-Year Conventional Fixed-Rate
Term: 20 years   Maximum Amount: $417,000

15-year Conventional Fixed Rate
Term: 15 years   Maximum Amount: $417,000

10-year Conventional Fixed-Rate
Term: 10 years   Maximum Amount: $417,000



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.